Not wanting a fight, but why does everyone who has played a MMORPG for more than five minutes insist on claiming to be the expert on the game. One person's skill fit may be completely wrong for others, and ship fits are just as personal.
I know I'm not an expert on EvE, I'm still learning things and finding things out through trial and error, I find that much more fun than someone telling me the best skills and the best equipment to get. It's my character, I can do what I want to it, when I want, and how I want.
I know I'll never go PvP, I had enough of small kids with daddy's credit card trying to smash my stuff, and kill me for fun in WoW, but unlike WoW, in EvE, if some little jerk smashes you and your equipment, your equipment STAYS smashed, and there's precious few in that game that will replace the stuff for you, EVEN in Corporations and Alliances.
I also KNOW I am no expert in EvE. In WoW, (which I played since the Beta, and gave up a year before WotLK), I also knew I was no expert in the game, even after having played EVERY RACE, AND CLASS COMBINATION available. What I did learn was, play with what you're comfortable with (Draenei, Gnomes, Night Elves and My Human Paladin for Alliance, and Tauren, Blood Elves and the occassional orc and troll for Horde).
EvE is the same, Play with what you're comfortable with (Though refining, mining and industry helps cut down on the overall longterm isk costs of playing).